Our WHY

To build and sustain Homeownership for the people of California.

Our HOW

Integrity

We strive to say what we do, and then do it. When you’re financing your real estate, confidence that you’re dealing with someone who will follow through on their word is essential. Oh, and sometimes that means saying, “I don’t know, but I will find out.

Transparency

Communication throughout the process, answering your questions and making sure you understand the process before, during, and after. We’re available, we will answer your questions and let you know what to expect. And if something unexpected comes up, we don’t shy away from that communication while we work to get it handled.

Attention to Detail

We can’t be fast unless we get it right! Beginning with taking the time to listen and understand your goals and your unique situation, we pay attention to each detail of your home loan process. One example of this is that each loan we bring to Underwriting has a full cover letter with all the details itemized so that they can make sense of your story and get your mortgage approved faster. 

Our WHAT

Home Loans for New Buyers

Whether you are a first-time home buyer or a seasoned investor, we have the experience and expertise to get your purchase closed as fast and convenient as possible.

Research & Educate

We started the Mortgage 101 series to help you with further research and understanding of the options available to you when it comes to Mortgages.

Home Loans for Homeowners

Whether it’s a cash-out refinance to consolidate debt or conduct home improvements, we have a full range of services to meet your needs.

What people say about us...

Seriously... Ask Us!

You know those times when you’re looking for an answer and you wish you could just ASK someone? 

Yeah, so do we.

That’s why we make ourselves available to answer the basic questions along with the more advanced about your scenario, credit, debt-to-income, appraisals and so on. No strings attached.

Whether you end up working with us or not, we know that getting you on the path to purchasing or refinancing a home is better for everyone!

Credit issues? We'll give you a clear plan on how to improve your score and (more importantly!) your credit profile

Don't know if your income, or job history will get you a mortgage? Or maybe you're self-employed and wondering what income we can use to qualify. Our California Licensed Loan Officers will give you the actual numbers for your income qualification, rather than the hand-waiving which other lenders call a "pre-qualification".

Want to make some home improvements or access your equity? We can help with that as well.