Credit Problems?
No Problem!

Whether you’ve had issues in the past or are facing challenges now or expecting to in the future, we can help.

It starts with a plan: looking at your overall financial picture, and building a road map to put you in the best possible scenario when it comes to your mortgage and other debts.

Nobody is perfect, but when you’re ready to make a change for the better, we will be your coach!


If you have taxes leins, bankruptcy, bad debt, collections, or mortgage lates we will build the game plan to get you back on top, including:

  • Comprehensive Credit Analysis with access to your FULL FICO Tri-Merge Credit report (not an estimate!)
  • Comprehensive Income analysis: whether you’re employed, self-employed, retired, or otherwise we will maximize your dollars.
  • Debt settlement: bad debts? We will help you get the collections off your back!

Best of All? We're Available!

Call or Text and We Can Help!


What Makes California’s Best Different?

  • Work with the SAME fully licensed, dedicated Loan Officer from beginning to end.
  • After hours or weekends, we’re available and we pick up the phone!
  • Your Loan Officer will CALL the Seller’s Agent about your purchase offer to get it accepted!
  • Our transparent fees shown up front and explained!
  • HUGE network of the best Wholesale Mortgage Lenders serving the Golden State.

Wholesale Mortgage
Rate Now!

Our staff of REAL people are available during all normal waking hours (typically 8am – 8pm PST), even on weekends!

Can’t talk right now?
Drop us your contact and we can reach out whenever you’re ready!

Meet Our Team!

Chris Clasby

Mortgage Specialist
NMLS#: 1400424

Chris will take the time to understand your goals, and match you with the best program to fit. He’s a baseball fan, a private pilot, and loves classic cars!

Kevin Nichols

Mortgage Specialist
NMLS# 2083099

Kevin takes pride in transparency and communication he and his clients are always on the same page. As a former Division 1 Athlete he loves to stay active!

Maggie Leuenberger

Production Coordinator

Maggie takes care in bringing your mortgage to life! She has traveled the world, loves the beach and reggae music, and is Daisy’s best friend.



Daisy is the Office Mascot and she usually comes in on Tuesdays to distract us! She’s very sweet, and loves getting scratched on her belly, even if you’ve just met her!

Text or Call Us Anytime!