Buy a Home Right, the First Time.

Buying a home for the first time can be tricky. That’s why you need a knowledgeable and Mortgage Professional who can get you prepared, pre-approved, and then advise you through the process.

With Conventional, FHA, VA, and Jumbo options available, we can work with your unique goals to get you approved. Plus, if you’re self-employed or have questions on income, we will answer your questions to help you make a plan to buy a home in the future.

Let’s get started today!

The Benefits of Owning a Home

OWNING VS. RENTING

Your new monthly mortgage payment will replace your monthly rent, so every month you actually buy a bit more of your home by paying off the loan and building equity. When you're renting, that rent is going to help your landlord build equity each month.

With a fixed rate mortgage (most common) that mortgage payment won't change. Anyone who rents knows that the rent can and does change, usually by going up!

In the "long term" owning typically becomes much more affordable than renting.

FINANCIAL BENEFITS

Mortgage interest paid on your home is a qualified tax deduction, which reduces the amount of taxes you owe each year just for paying your mortgage.

Home-ownership is a great "hedge" against inflation, because while your dollars typically buy less each year, housing prices typically increase over time.

If you ever need to access your funds for home improvement, or if you have emergency expenses or debts, your home's equity can be accessed to help you through financially.

PRIDE OF OWNERSHIP

When you own your home, you can make it your own with upgrades and customizations that are what you want, but that a landlord might not approve.

Making memories in your own home with family and friends is one of the most rewarding experiences, and while it's hard to put a price on it, sometimes that's what makes things priceless.