Mortgage Education

Learn About Mortgage Lending From Mortgage Professionals

Mortgage 101 is a library of articles and videos designed to answer your questions about the mortgage lending process, and maybe even inspire some new questions we would love to answer.

What Do These Trends Mean?

Very simply, it means that you can’t trust what you hear on the radio: these are the actual mortgage rate trends of newly originated mortgage loans from across the country. The data is taken from thousands of banks and other mortgage companies each day, and this chart represents the data from the previous day’s market. 

Loan Program Options

First Time Buyer

Buying a home for the first time can be an adventure, so it’s important to get the right Mortgage Specialist early in the process!

FHA and VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. FHA are backed by the Federal Housing Administration.

USDA Loans

If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. 

Zero-Down Purchase

For the right person and property, Zero-Down mortgages are an incredible way to start building equity.

Debt Service (DSCR)

Qualify with only the rental income generated by the property and no other income. Great for investors.

Reverse Mortgage

Access your equity and stop paying your mortgage completely. Supplement your retirement while passing your home to heirs.

Credit Issues?

If you’ve had issues in the past, we can help put them behind you whether purchasing or refinancing.